AMLAML monitoring that works overnight.
Every night, AMLTracer™ reads the organisation’s transactions, applies the risk rules and has the list of cases that need a decision ready for the compliance officer by morning.
built for Romanian reporting entities · platform interface in Romanian
Sign in
Enter your credentials to access the platform.
Everything the law requires, on one dashboard.
For mutual aid associations (CARs), non-bank lenders and other Romanian reporting entities. It adapts to the organisation’s workflows instead of forcing new ones.
Continuous monitoring
30 risk indicators evaluated over a rolling 12-month window: structuring, unusual cash, early repayments, links between customers.
Cases by risk band
Every customer gets a score. The red band opens a case automatically; the officer closes or escalates it, with the reasoning kept on file.
Cash transaction reports
The cash threshold is recalculated daily from the National Bank of Romania exchange rate. Legal reporting obligations are never suppressed and their deadline stays in view.
PEP and sanctions screening
Automatic screening at onboarding and whenever customer data change, with a PDF confirmation of the check for the customer file.
Reports to the FIU
Cash (RTN) and suspicious transaction (RTS) reports for ONPCSB, Romania’s financial intelligence unit, are prepared in the application with the official code lists, for the compliance officer to review and submit.
Complete audit trail
Who saw what, who decided what, and when. Evidence is kept for the full statutory retention period.
From transaction to compliance file, without manual work.
We connect to the organisation’s database through dedicated read-only views. Nothing is installed on your side.
onceNew transactions are imported automatically every night, with a backup route if the main connection fails.
daily, after midnightThe engine applies the rules, calculates scores and opens cases. PEP screening runs on new events.
a few minutesIn the morning the officer receives the summary and works the cases. The decision and its reasoning stay on file.
the compliance officerBuilt for data that must not leak.
Customer data protection is part of the architecture, not added at the end.
We read only through our own views. No table or record of the organisation is touched.
Names and personal ID numbers are retrieved only at the officer’s request, and every look-up is logged.
Mandatory for all accounts, with backup codes for a lost phone.
Each organisation sees only its own data, rules and users.
The organisation’s administrator sets the days and hours when officers can sign in.
Cases, decisions and the log are kept for the period required by law (usually 5 years, extendable by another 5) for ONPCSB inspections.
From the same family.
AMLTracer is part of the Systhema ecosystem: tools for compliance and financial operations.
Want AMLTracer for your organisation?
Connecting a new organisation usually takes a few days and requires no installation on your side. Write to us or book a call and we will show you the platform on your own data. We work in Romanian and English.